Delbridge cautioned homeowners to be wary of branches that may.

Sep 17, When a large tree limb falls or an entire tree tips over, your car can suffer serious damage. In some instances, this damage may be covered by your auto insurance policy. In others, it may be covered by the insurance policy of the property owner. But in the event that the damage isn't covered by insurance, who, if anyone, can be held legally at fault for damage to your ride caused by a tree?Estimated Reading Time: 2 mins.

Apr 07,"The high winds in the area just made one of the tree limbs fall and it was extremely unlucky timing for the passing motorist," a Kalamazoo Public Safety sergeant said. The person who's responsible for repairs if a tree branch falls on your car depends on when and how the accident happens. Comprehensive insurance covers repairs if your vehicle gets damaged by a tree that you own.

However, if the tree branch fell due to neglect from its owner, you must file premises liability. When do I qualify for premises liability?Missing: michigan. Additional information Downed Power Lines: If a fallen tree or limb has impacted a power line, stay away and call DTE Energy’s emergency line immediately at Removal of tree limbs: If homeowners have taken it upon themselves to cut up a fallen tree or limbs on their property, they should cut the debris into sections no longer than 48 inches and leave it at the curb for their next scheduled.

Aug 12, The answer depends on the facts of your case. If you, as the property owner, knew or should have known that the tree limb constituted a hazard, meaning the tree was dead and in danger of falling or losing a limb onto the adjacent property, and the limb caused damage – then you, the property owner will likely be liable for the damage. Oct 22, If your car was damaged by a falling tree limb while parked on the street, then the homeowner's coverage for the owner of the tree should pay for the repairs.

If there is no applicable policy of homeowner's insurance, then your auto insurance carrier should pay if.