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The tree may fall and damage a portable structure, an above-ground pool, for.
When you file a claim, a claims adjuster will come by to evaluate the damage and explain how your homeowners coverage comes into play.
Who is responsible, when your tree, or a branch from your tree, falls on your neighbor's garage or fence or shed and causes serious damage?
Trees that might have started out small and manageable have a natural tendency to grow and mature so that, in time, branches overhang a property line. If the tree, or some of its branches, falls, the result Estimated Reading Time: 6 mins.
Aug 02, My Tree Fell on My Neighbor's Car. If one of the healthy trees on your property falls on your neighbor's car during a storm, you are not responsible. Your neighbor may not be happy about it, but they must claim on their auto insurance. However, there are some cases where a homeowner could be held liable. If the tree fell on the neighbor's home when the homeowner was trying to cut down the tree without professional help, the damage would be the homeowner's responsibility.
Car Sense.
Also, if the tree was dying, unstable or diseased and the homeowner knew about it, he or she could be liable if it falls over on its own.
He or she could also be liable if it falls over during a very light storm that would not normally knock over a tree. Jan 23, If branches or roots belonging to a neighbor's tree hangs over your property, you have a right to trim it back to the property line (at your own expense). A person who trims a tree belonging to another may be liable for damages if the tree is injured or killed.
Montana Doesn't Allow Spite Fences. Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins.
